WMU Foundation: Investment Models for Your Funds

Investment Models for Your Funds

This attachment is provided by the Trust Company of Sterne, Agee, and Leach

Volatility	Fund	Purpose
	(1) Enhanced Cash	This investment pool is for funds of less than one-year duration held for the purpose of maximizing income for short-term funds. The fund will consist of 100% fixed income instruments that mature in one year or less with a rating of A-1 or P-1 or better. The average maturity in the portfolio shall be 90 days or less.
	(2) Fixed Income	This investment pool is for funds with an investment horizon of one to five years. The objective of the fund is to provide maximum income, and some capital appreciation, while preserving principal. This fund may have a mixture of fixed income, equity, and cash equivalent securities.
	(3) Balanced Income	This investment pool is for funds with a perpetual investment horizon. The objective of the fund is to achieve maximum current income achieving some long term principal capital appreciation.
	(4) Balanced Income	This investment pool is for funds with a perpetual investment horizon. The objective of the fund is to equally balance current income and long term capital appreciation. This fund may have a mixture of fixed income, equity, and cash equivalent securities.
	(5) Balanced Growth	This investment pool is for funds with a perpetual investment horizon. The objective of the fund is to achieve long term capital appreciation while generating a moderate amount if income.